Your Financial Vital Signs give you the same type of measurements you would use for deciding how physically health you are; only for your financial health. This knowledge helps you avoid crisis and plan for health and wealth. The 5 Vital Signs are:

Financial Blood Pressure

How much of your income is spent on debt payments each month? FBP is your debt-to-income ratio, and measures how much of your money is wasted paying creditors instead of achieving your goals

Cash Flow

A positive Cash Flow Score means you spend less money than you earn. Negative means you are spending more money than you have, a dangerous habit that causes financial pain.

Misery Index

How much do you pay in late fees, over limit charges, and other penalties every month? You can easily eliminate these costs with some organization and effort.

Credit  Score

Your Credit Score measures your credit worthiness, and determines the interest rate when you borrow money. People with high scores and good credit histories save money because they pay lower interest rates. 

Emergency Fund

How much cash do you have set aside for emergencies such as a car breakdown, hospitalization, or job loss?  Emergencies can and will happed.  Savings keeps you from going into debt and give you peace of mind.

Why are the Financial Vital Signs important?
The 5 Vital Signs quickly combine your financial information into easy-to-understand numbers. It’s a simple way to make decisions that lead you to independence, peace and security.